Financing Your Business

coaching with Edward Kunttu 

Are you looking to start or expand your existing business? In this free one-on-one session, Edward Kunttu can answer your questions about what a Bank , Credit Union or other provider of credit will expect to see in a financing request for your application to be approved. 

 

You can get an overview of financing options for new and existing small businesses including:

-           Conventional financing

-           USDA Business & Industry Loan Guarantees

-           SBA Loan Guarantees

-           Loans from local and regional development corporations

 

 

You can also get an overview of what a bank is looking for in a business plan and financing request:

-           Business plan components

-           Acceptable use of loan funds

-           Loan structure

-           Credit worthiness

-           Cash flow and debt service coverage

-           Financial projections

-           Loan collateral

-           Personal and company guarantee expectations

Edward Kunttu has over 25 years of experience working in commercial lending in various capacities. He has worked with community, statewide and large regional banks providing commercial loans and other commercial banking services. He has financed small businesses as well as large established firms in various industries including manufacturing, service, non-profits, real estate, retail, wholesale, and hospitality. Currently Kunttu operates Northern Credit Solutions of New England, a company that provides outsourced commercial credit services to the financial services industry.