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Finding MONEY to start or grow your business

When

Wednesday April 11, 2018 
1:00 PM to 3:00 PM
Registration at 12:30 PM

Where

HCC Brays Oak Campus
8855 W. Bellfort Avenue
Houston 77031

 
Driving Directions

Contact:
Lalitha Raman 

lalitha.raman@scorevolunteer.org
713-487-6565

About Us:
SCORE is an all-volunteer group with real-world business experience, dedicated to your success.

Our Mission: Help small Businesses succeed.
Our Mantra: We educate, counsel, mentor.

Founded in 1964, SCORE is a non-profit association and a Resource Partner of the U.S. Small Business Administration.
For more details go to
www.houston.score.org

 

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Financing is one of the most important issues facing small businesses today.

Learn about the various sources of funds in the marketplace, the best place to start, what the lenders look for when reviewing a funding application and the key ingredients for success when borrowing money.

The workshop will also cover sources of equity and how to use equity as an alternative to borrowing funds.

Agenda:

  • Sources of equity
    • Self
    • Friends, family, and fools
    • Personal credit cards (caution)
    • Converting 401k 
    • Crowdfunding (harder than it looks)
    • Angel and venture funding (generally for high tech ideas)
  • Sources of debt
    • Bank financing and SBA Loan guarantee
    • Microfinance
    • Leasing vs. buying
    • Credit from suppliers
    • Business Credit Cards
    • Crowdfunding
  • What do the lenders look for
    • 5 C's of credit
    • Lots of documents
Representatives from Wells Fargo bank will be on hand to answer your questions.

       Presented by: Dr. Lalitha Raman, SCORE Mentor

 Lalitha has a PhD. from Michigan State University in Biophysics with
 over 15 years research experience.  She has numerous papers to 
 her credit. She changed careers and received an MS in Accounting
 from the University of Houston and is a Certified Public Accountant
 (CPA) with 20+ years in Accounting.
 She worked for the City of Houston for 26 years in various       departments of Health, Parks and Public Works and Engineering and was in charge of Revenues, Budget,  Information Systems and fixed assets.

She was an adjunct professor at the University of Houston teaching Accounting and has been honored by the Business Women of Houston, Federation of Professional Women.

Fee: $25 ($30 at the site)
Register Now!             Free for HCC Students & FacultyFree for first 10 Vets after April 4