SBA Loan Programs and What Lenders Look for in an Application
A Lunch & Learn Workshop
Presented by 
Contact:
beth@scorehouston.org
713-487-6565
About Us:
SCORE is an all-volunteer group with real-world business experience, dedicated to your success.
Our Mission: Help Small Businesses Succeed.
Our Mantra: We educate, counsel, mentor.
Founded in 1964, SCORE is a non-profit association and a Resource Partner of the U.S. Small Business Administration.
For more details, go to www.scorehouston.org
SBA LOAN PROGRAMS AND SERVICES
What does the US Small Business Administration (SBA) offer to small business owners?
SBA offers a variety of loan programs for very specific purposes. The programs are many and varied, and the qualifications for each are specific.
The SBA can help guarantee a loan for you with a lender, third party lender, micro lender, credit union, guarantee a bond or help you find venture capital.
Understanding how the SBA works is the first step towards receiving assistance. Whether you are just getting started or you are an existing business looking to expand, at this workshop you will learn about the programs and services available to small businesses.
Presented by Russell Hughes, Lead Lender Relations Specialist, US Small Business Administration
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WHAT LENDERS LOOK FOR WHEN REVIEWING A LOAN APPLICATION
Are you a small business just starting out or wanting to grow your business?
Is the whole process confusing to you? Do you ever wonder what the lender really looks at in your application?
Learn about the 5 “C’s”…Character, Capacity, Capital, Collateral and Conditions and what each one means to the lender.
Discuss the importance of your personal credit rating, background, financial statements, marketing plan, risk analysis, business plan, etc.
Presented by Bruce Hurta, Business Lending Manager, Members Choice Credit Union
Fee: $20; Includes lunch .... Fee at the door: $25
Free for the first ten veterans thanks to Capital One Bank.