Healthcare Expenses in Retirement 

In planning your retirement, it’s important to include health care expenses in your overall financial plan.

 Join us to discuss:

• How much you can expect to pay in health care costs after going onto Medicare

• How Medicare enrollment periods work—what to do to avoid late-enrollment penalties

•  Why you must plan for higher health care costs in retirement—including the possibility of needing long-term care

Presented by:

Krystian Cieplucha, CFA

Financial Consultant - Alliant Retirement and Investment Services

Learn More About Krystian

Krystian Cieplucha is a registered representative with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC).   Insurance products are offered through LPL or its licensed affiliates. Alliant Credit Union (ACU) and Alliant Retirement and Investment Services (ARIS) are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using ARIS, and may also be employees of ACU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, ACU or ARIS.  Securities and insurance offered through LPL or its affiliates are:

CA Insurance Lic# 0H27312

This health care costs planning seminar is intended for educational purposes only, and is not intended to provide specific medical advice.