Big Changes Coming: Health Insurance Exchanges and the Individual Mandate 

Lots of changes are coming in the next 6 to 9 months with the Affordable Care Act, and
almost everyone will be impacted. What does this mean for you and your business? How
does this impact your current health insurance coverage and will it bring new options and
new obligations? The workshop will provide an overview of how healthcare reform may
impact you and your business, the new health insurance exchanges, and your potential health
insurance options for 2014. New regulations are being released almost weekly, but we’ll sort
through the law’s complexities and help prepare you for 2014.

Speaker: Michelle (Shelly) Paules, Acadia Benefits, Inc.

Shelly brings over 25 years of experience in the insurance and financial services industry,
including five years in the home office of a major insurance company.

Shelly’s particular expertise is in the strategy and design of employee benefit plans, as well
as their ongoing evaluation, negotiation, and administration. Shelly was the principal of two
benefit firms before merging her firm into Acadia Benefits. As a fourth-generation entrepreneur
and having worked with small businesses for over two decades, Shelly is personally familiar with the
unique needs of closely-held and family firms.

Shelly is a graduate of Colby College with a degree in Math and Administrative Science. She is a
Chartered Life Underwriter, CERTIFIED FINANCIAL PLANNER™ professional, and is pursuing her
Certified Employee Benefit Specialist designation through the Wharton School.

Shelly is a member of the Maine Employee Benefits Council, Maine Association of Health
Underwriters, Society of Financial Service Professionals, the Financial Planning Association,
and has served on the Board of the Falmouth/Cumberland Chamber of Commerce and Junior
League of Portland. She is an avid skier and sailor, enjoying Maine’s mountains and coastal
waters.