You have been specially selected to receive this invitation to attend an informal, hands on Retirement Benefits training program to help you understand your Florida Retirement and Pension Benefits and increase your knowledge regarding how to become financially prepared for retirement.
This program is specifically designed for helping Broward, Dade and Palm Beach County FRS members and state employees understand their Employers Benefits and retirement options so you may make take owneship and make informed decisions.
The information we share will break down complex concepts into easy-to-understand language and show you how proactive benefit decisions can positively affect your overall financial situation.
Thi specialized educational workshop will offer you an opportunity to trully understand how the benefits behave, the unintended consequences of certain decisions, as well as FRS benefits pros and limitations.
Your host Alicia Alvarez, with over 25 years of Financial Planning experience will provide valuable information in an easy to understand language and in a relaxed enviroment on the following topics:
Navigating FRS and Different Retirement Options
Understanding your Pension benefits and options you will need to make
FRS Investment Plan options available
DROP - How it works and options available
HIS - Health Insurance subsidy
Social Security - How it fits into your retirement, how its calculated and when to start receiving
Taxes- How all decisions can affect your taxes
How to protect your retirement - safe from risks and a volatile economy
How to create Consistent income for life for you and your spouse