When

Saturday, August 10, 2019 from 11:30 AM to 3:30 PM EDT
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Where

Southwest Regional Library 
16835 Sheridan Street
Pembroke Pines, FL 33331
 

 
Driving Directions 

Contact

Alicia Alvarez 
Essential Financial Services 
954-6220078 
info@essentialfis.com 
 

Join your fellow State Employees for a special event on FRS Benefits, and Retirement Planning 

You have been specially selected to receive this invitation to attend an informal, hands on Retirement Benefits training program to help you understand your Florida Retirement and Pension Benefits and increase your knowledge regarding how to become financially prepared for retirement.

This program is specifically designed for helping  Broward, Dade and Palm Beach County FRS members and state employees understand their Employers Benefits and retirement options so you may make take owneship and make informed decisions.

 The information we share will break down complex concepts into easy-to-understand language and show you how proactive benefit decisions can positively affect your overall financial situation.

Thi specialized educational workshop will offer you an opportunity to trully understand how the benefits behave, the unintended consequences of certain decisions,  as well as FRS benefits pros and limitations.  

Your host Alicia Alvarez, with over 25 years of Financial Planning experience will provide valuable information  in an easy to understand language and in a relaxed enviroment on the following topics:

Navigating FRS and Different Retirement Options

Understanding your Pension benefits and options you will need to make

FRS Investment Plan options available

DROP - How it works and options available

HIS - Health Insurance subsidy

Social Security - How it fits into your retirement, how its calculated and when to start receiving 

Taxes- How all decisions can affect your taxes

How to protect your retirement - safe from risks and a volatile economy

How to create Consistent income for life for you and your spouse