Archived Recording

Financial Planning for the Second Half of Your Life:

15 Key Topics for Older Adults

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The first half of our life is all about working hard, saving, and investing.  And countless magazines, TV shows, educational seminars, and financial planners advise us along the way. 

We build our nest egg.

But in the second half of our life—starting in our 50s —we must turn our nest egg into retirement income. It is time to recalibrate.  Vital decisions—some irrevocable—must be made at various ages from 50 to 70½.  Yet consumers….and educators…..tend to overlook this critical juncture and the impact of the decisions made.

FCS professional Dr. Barbara O’Neill has studied the financial habits of older adults to identify when problems occur (even among the well educated), what can be done to prevent them, and how we can help ensure that older adults make smart financial decisions.

 She has identified 15 key strategies that will guide you, and those you teach, through the golden years.  Register now for this AAFCS educational webinar (1.5 PDUs): 

Financial Planning for the Second Half of Your Life:

15 Key Topics for Older Adults

Presented by Dr. Barbara O'Neill, CFCS, CPFFE

Archived Recording:  90-minute program

Register Now!

$35 for AAFCS members ($50 for non-members)

Use our Bundled Pricing Discount to save on registration!

Financial planning for those over 50 is very different from that of other age groups.  For example:

• Social Security—you must make irrevocable decisions starting at age 62.
• Medicare supplemental insurance—you have choices to make.
• Required Minimum Distribution—calculate correctly or face the highest penalties in the U.S. tax code.

From converting traditional IRAs to Roth IRAs, avoiding excess estate taxes, leaving a legacy gift, to creating a retirement “paycheck,” there is much to learn as we age.  All of these topics will be covered in this webinar along with significant trends that will affect you:

• Social Security is going completely online.  What does that mean for you?
• New retirement income options are popping up. Are you aware of them?
• Baby boomers are working longer and delaying retirement.  How does this affect you?

This is perhaps the most critical time for personal finance education in our lives.  Register today.  In just 90 minutes, you will expand your knowledge on: 

• 15 essential financial topics anyone age 50+ needs to understand and address
• The most common financial errors made by older adults
• The required decisions that must be made at “milestone” ages
• How to increase social security benefits by 8% per year
• The health and wealth conundrum—the costs of living longer

Plus, you will receive dozens of personal finance resources that educators and consumers can turn to for additional information and tools such as retirement income calculators.

Most of us are looking for the same basic things in retirement. We want to avoid running out of money, paying excess taxes or penalties, or being forced to lower our quality of life or healthcare.  This webinar will help you chart a safe course and avoid the pitfalls that can derail your life plans. 

The bottom line is that we can no longer afford to ignore the long-term consequences of short-term thinking about our retirement.  Register today.

 Register now! 

About the Presenter:

Dr. Barbara O’Neill, CFCS, CPFFE is Extension Specialist in Financial Resource Management for Rutgers Cooperative Extension. She has written over 1,500 newspaper articles and over 120 articles for professional publications and is the author or co-author of eight books. Dr. O’Neill earned a Ph.D. from Virginia Tech and has received over three dozen national awards and over $825,000 in grants to support financial education programs and research. She has 38 years of experience as an FCS professional and is a frequent presenter at AAFCS and other national conferences.

Who should register?  FCS professionals who are age 50+, especially those who are teaching personal finance topics such as investing, income taxes, and retirement and estate planning.

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$35 for AAFCS members ($50 non-members)  

If you work at a higher ed institution and would be interested in using this webinar as content in your classroom, please contact Daila Boufford for information on special site license rates!