Seminar Description
Lenders have concluded that understanding cash flow is critical for assessing borrower risk. The lending problems of the last recession demonstrated the risk of collateral dependent lending.
However, it is often apparent that when bankers say “Cash Flow” they don’t always mean the same thing. There are wide variances in what they understand, which results in misunderstandings.
The Wisconsin Chapter of the RMA is pleased to present a one day seminar on understanding the various cash flow methods. This includes computation of the different approaches and comparisons, along with their appropriate uses and potential weaknesses.
For example, “debt service coverage” is frequently used for real estate enterprises, but it will often give incorrect indications when used on commercial & industry loans. Find out why and how to avoid this problem.
The course includes case studies that will give you “hands on” experience with the cash flows.
The seminar will look at the following cash flow methodologies:
Purpose
Who should attend
Speaker - Gary D. Maples
President, River Edge Consulting LLC, Sheboygan Falls, Wisconsin
Gary currently provides
Previously Gary was a District Bank President with thirty years experience in commercial lending, credit analysis, loan and credit administration, loan workouts and bank management.
Other Teaching Experience includes: WI, IA, IL, KS, KT, MI, MN, NY, OH, and PA Bankers Assoc.; KS/NE Schools of Banking; Pacific Coast Banking School; Stonier Graduate School of Banking; Graduate School of Banking at the UW; Czech and Romanian Banking Institutes; ABA’s National Graduate Lending School.
General Information
A Continental Breakfast and Lunch will be provided.
Attire - Business Casual
8:30 - 9:00 Registration and Continental Breakfast
9:00 - 12:00 Seminar
12:00 - 1:00 Lunch
1:00 - 4:00 Seminar