Fundamentals of Agricultural Finance

Seminar Description

The RMA Wisconsin Chapter is happy to present ‘Fundamentals of Agricultural Finance’. Lower commodity prices the past several years have presented compressed profit margins for producers and enhanced credit challenges for ag lenders. This session will help you understand some of the current dynamics in agriculture and provide you with best practices in agricultural underwriting to assist in assessing repayment capacity and balance sheet strength.

Following are some proposed components:

Trends in agricultural economics
Balance sheet analysis
Analysis of income statements
Conversion of cash income statements to accrual
Determining debt coverage ratios and repayment capacity
Key measures used in evaluating the financial condition and profitability of farm businesses
Management of credit challenges
Building the relationship
Case studies

Who should attend

Ag Bankers, Commercial Lenders, Farm Managers and Credit Analysts with limited to intermediate experience.

Speaker – Jeff Davey

Jeff Davey is a manager specializing in loan review in the risk advisory group of Wipfli LLP’s financial institutions practice. He works with financial institutions to provide customer-focused risk management services. Jeff has more than 25 years of experience in commercial and agricultural banking.

General Information

A Continental Breakfast and Lunch will be provided.

Attire - Business Casual

8:30 - 9:00 Registration and Continental Breakfast
9:00 - 12:00 Seminar
12:00 - 1:00 Lunch
1:00 - 4:00 Seminar